Crankypantsing

World’s Worst Rollercoaster

I woke up to this in my email this morning.

I got a whopping 3% cost of living raise, which is more than we got last year. I work for the state, so this is normal. Merit raises for support staff are not a thing. My rent and bills have increased, of course, as has health insurance. With a 3% raise I’m effectively making less this year than last year.

I don’t know how this new round of loan forgiveness will play out, obviously. I hate this rollercoaster. I know I’ve been looking at my budget and wondering what the hell I’m going to do when student loan payments restart next month. If this really happens it will be amazing, despite the fact that I live in one of those shithole states that decided to tax student loan forgiveness. Paying taxes on the forgiven portion will still be better than trying to figure out how to pay off a balance that is now more than twice the amount I originally borrowed.

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